This is my second blog.

My first blog chronicled my experiences over three years caring for my dad as he lived through and finally died from Alzheimer's. That is the book that is for sale.

This second blog kind of chronicles of life, what it is like to start your life over in your late 50's. After caretaking, you are damaged, file bankruptcy, and the world doesn't care what you did. After 8 months of unemployment, you wake each day knowing the world doesn't want you. Finally you do find a job, 5 weeks before homelessness, but doing what you did 30 years ago and getting paid what you did 30 years ago. So this is starting over.

The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane.

Saturday, March 25, 2017


Dear Mr. President,

Whew, that was close.  You almost got labeled replacing a swamp gas foul smelling stinking health care plan with a swamp gas pretty smelling health care plan.  Kind of like putting lipstick on a pig?  Now that you mention it.

Can't help wondering about something though.  Paul Ryan is not your friend, you know it.  The guy bad mouthed you all during the primaries, said he couldn't support you, finally after you got the nomination said okay, then when that tape came out dropped you like a rock.  But when you got elected and members of congress were looking at dumping the gym sock, you didn't push that, and he became speaker and now you've hung a dead albatross around his neck and in the next couple of weeks if he is forced to step down from Speaker, I gotta say, that was one seriously cool job of paying the score.

But let's talk about health care Mr. President.  So RyanCare dies, and the middle class is going to need to keep paying premiums 3 to 4 times higher than we did before ObamaCare.

Now here is the thing.  There are certain inevitable things in life; death, governments taxing working people till just before the point where they show up at the presidents residence with torches and pitchforks.  Well, there is another one.

National Health Care.  Anyone that studies the cause/effects and flow of life knows that by 2030, maybe 2035, America will have NHC.

And let's face facts.  The republicans cannot possibly create a NHC system.  No way, no how.  Republicans are cursed thru all history of shooting themselves in the foot, time and time again.  And they will never come to agree on NHC.  Democrats, the adorable little lemmings, well they all fall right in line when a democrat is in the WH and they will gladly design a NHC system.  But face facts, democrats would take two years to plan a softball game.  There would have to be environmental impact studies, then members of the party would point out it won't be fair to have some athletic white guy only having to run 90 feet to a base when an out of shape woman has to run the same distances and by the time of the game each player will have a different distance to run between bases based on sex, race, income, sexual preferences, etc.

Just look at the two major bills signed when Obama had a democratic congress:  ObamaCare and the Dodd Frank Bill, two bills that nobody could read before voting and nobody today has finished reading either since.

Now this is why we elected you Mr. President.

We elected a businessman to do things right.  So that is what you need to come up with, a National Health Care Plan, Medicare cradle to grave, and pay for it with a 1 or 2 cent sales tax.

Now everyone who buys anything will pay for NHC.  People who work, people who don't work.   Everyone  will pay into the system.  And those who make more money will contribute more because they will spend more.

Now, people will still need to buy medicare supplement insurance, but that will be prices nice because those who have trouble getting insurance with pre existing conditions will have all the basics covered by the NHC system, the sample size of people buying will drive the prices down and you can get rid of the medicare tax on payrolls, businesses will love you because one of the biggest disadvantages we have globally is everyone else has NHC and we have our businesses putting all those company paid premiums into the cost of goods sold - that will go away which should drive down prices since that Ford car won't have health insurance premiums tacked onto the price of the car, the dealers won't have to tack it on, etc etc etc.

This is why we elected you.  To be different, to think different, to be bold.

Plan it right, like a business, put in poke yoke traps to prevent congress from raising the taxes from 1 cent to 5 cents to get their hands on cash - you know like can't raise the tax more than 1/2 a cent and cannot raise the tax more than once every 5 years and cannot raise it more than twice in 20 years, etc.

This is why we elected you, not that embarrassing politician thing we saw this week, unless that was you being clever to get rid of Paul Ryan or something.

And you can sell this to the America public.  Point out how medicare will cover every citizen from birth to death, yes you should by supplement insurance, prescription drug prices will come down to levels similar to Canada, businesses will boom because they will be freed of the burden of paying for employee health care, nobody can bitch about a 1 cent sales tax to pay for health care - well, they will but will look like the idiots they are and anytime you can let idiots behave like idiots it is a win win for everyone.

This is why we elected you.  Be bold, think different, be different.

Speaking of which, all these pension funds going broke is an albatross just waiting to die and bury this country.  Problem is, almost all pension funds are based on the assumption that they can get a 7% return.  Trouble is, the last time bonds paid 7% Bush Senior was president.  Since Clinton, presidents have worked hard to force interest rates down to 1% to make payments on the trillions in debt less.  And because of that, pension funds are going broke.  So unless you want this volcano to blow during your presidency, or leave it for the next president, why don't you do something about it.  Not hard, just allow public and private pensions to invest at least 50% into mutual funds.

Imagine what pension funds would look like if they'd been investing in Fidelity Funds, American Funds, Franklin Funds etc the last 30 years.  None would be broke and pensioners would be very happy.

This is why we elected you.  To be bold, think different, be different.

And while I am at it, one more thing.  The tax code.  KISS it Mr. President.  Keep it Simple, stupid.  You don't need multiple percentages.  Pick something between 10% and 18%.  No deductions, none at all.  No interest on home loans, no charitable, no kids, nada nothing.

Just make the standard deduction 40k for single and 60k for married.  If you are single and make 60k, you pay, say 15% on 20k or 3k.  Less than you do now.  Make 100k and married, you pay 15% on 40k.  Less than you do now.  Of course, the more you make the more you pay and that is not how it works now.  I paid a higher % on my taxes last year than you did, Pelosi did, Obama did, Buffett did, etc.  Because that % you decide on will also be the tax on dividends, capital gains and net income for corporations.

And everyone can understand it.  It's simple to do and the lobbyists will hate you for it but the people will love you for it.

This is why we elected you.  To be bold, think different, be different.

Gaily bedight, 
   A gallant knight, 
In sunshine and in shadow,   
   Had journeyed long,   
   Singing a song, 
In search of Eldorado. 

   But he grew old— 
   This knight so bold—   
And o’er his heart a shadow—   
   Fell as he found 
   No spot of ground 
That looked like Eldorado. 

   And, as his strength   
   Failed him at length, 
He met a pilgrim shadow—   
   ‘Shadow,’ said he,   
   ‘Where can it be— 
This land of Eldorado?’ 

   ‘Over the Mountains 
   Of the Moon, 
Down the Valley of the Shadow,   
   Ride, boldly ride,’ 
   The shade replied,— 
‘If you seek for Eldorado!’